While it may not seem like much, believe me, after a week I have had so far, I felt I had a lot of weight on my shoulders. The beginning of a new calendar year and trying to meet the deductible needed to get one's insurance company to kick in some money is difficult enough. I know many families have to pay more than me to reach the deductible, but that whole business makes me wonder why does the initial deductible to reach so stupidly high?
Being a type 2 diabetic, I can usually meet my out of pocket payment to reach my deductible quite easily. I just have to refill my two insulin prescriptions and I am done. Still, that is a pretty hard figure for one to hit out of pocket at the beginning of the year. It really stinks.
This year, I got those prescriptions refilled before the end of the year. Therefore, rather than costing hundreds of dollars, they cost only tens of dollars. However, I have other bills to pay - kidney specialist, orthopedic, and now, a back specialist. That does not include the gynocologist, endo, foot specialist, and my regular PCP.
Monday, I had to see the orthopedic for an update. He would like me to consider getting a different kind of shot that would naturally provide additional cushion in my knees. Better than getting a knee replacement. My knee is a tad sore with the cold weather, but overall, that cortisone shot did wonders. I just need to get my back pain figured out, so I can get moving properly.
Next, I ended up at a lab for a blood draw and drop off my 24 hour urine collection. Oddly enough, I was asked for yet another urine sample at the lab. I thought - you have all of this - why not use it? Oh, well. I know that I will have to pay out of the pocket for all of those tests. Five vials of blood were drawn and the guy who pulled that blood ended up blowing my vein. That does not feel good right now.
I had all of that on my mind when I went home for the day.
Yesterday, I got a whole new set of medical bills. I wondered how I would be able to pay for it all. At that point, I remembered my Christmas money and left over cash jar money. Together, I could manage, but my plan had been to deposit it in my savings account. I went to bed accepting that the money would be used for my medical bills.
I got up this morning and started doing stuff for work. In between times, I started working on the budget for my next paycheck. I went to check my bank accounts to make sure the apartment complex had deposited my checks. To my amazement, I was shocked that my checking account had more money than I expected. When I checked, I found that my IRS tax refund check had been deposited overnight. I sat there and cried. I can move some of the money into the checking account for Bo and Chloe's vet bills and the rest can be used for paying the medical bills.
Wow - someone knows when to make sure I get that money at the right time and I am very grateful for that.
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